Archive for October 2017

Will Debt Spoil Too Many Retirements?

What pre-retirees owe could compromise their future quality of life.     The key points of retirement planning are easily stated. Start saving and investing early in life. Save and invest consistently. Avoid drawing down your savings along the way. Another possible point for that list: pay off as much debt as you can before…

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When Is Social Security Income Taxable?

The answer depends on your income.    Your Social Security income could be taxed. That may seem unfair, or unfathomable. Regardless of how you feel about it, it is a possibility. Seniors have had to contend with this possibility since 1984. Social Security benefits became taxable above certain yearly income thresholds in that year. Frustratingly…

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